Hi, I'm Josh, the proud owner and lead broker at Just Close Homes & Loans. With over six years of experience in mortgage origination, I've built my business around one simple goal: making the home loan process as clear, fast, and client-focused as possible. As an independent mortgage broker, I have the flexibility to shop across multiple lenders—bringing my clients competitive rates, low fees, and custom solutions that fit their unique financial situations.

Before launching Just Close, I spent years in the corporate world managing multi-state territories across the U.S., sharpening my leadership and problem-solving skills on a national scale. I hold a BBA in Marketing from the University of Texas at San Antonio and an MBA from the University of Houston–Victoria, both of which laid the foundation for my work in both business and real estate.

At home, I'm a proud husband to Samantha and dad to three amazing kids—Selah (9), Ezra (7), and Mila (4). They're my greatest motivation and the reason I show up every day ready to help families build a future through homeownership.

Whether you're buying your first home, refinancing, or exploring investment opportunities, I'm here to help you close with confidence.