Hi, I'm Josh, the proud owner and lead broker at Just Close Homes & Loans. With over six years of experience in mortgage origination, I've built my business around one simple goal: making the home loan process as clear, fast, and client-focused as possible. As an independent mortgage broker, I have the flexibility to shop across multiple lenders - bringing my clients competitive rates, low fees, and custom solutions that fit their unique financial situations.

Before launching Just Close, I spent years in the corporate world managing multi-state territories across the U.S., sharpening my leadership and problem-solving skills on a national scale. I hold a BBA in Marketing from the University of Texas at San Antonio and an MBA from the University of Houston-Victoria, both of which laid the foundation for my work in both business and real estate.

At home, I'm a proud husband to Samantha and dad to three amazing kids, Selah, Ezra, and Mila. They're my greatest motivation and the reason I show up every day ready to help families build a future through homeownership.

Whether you're buying your first home, refinancing, or exploring investment opportunities, I'm here to help you close with confidence.